If you’ve read many finance books or blogs, you’ve probably heard that in most relationships, there is just one person who is largely in charge of the finances. It’s a generalization, but one that hits the nail on the head with my husband and me. We make all our major money decisions together – house, car, investments, insurance… anything that costs more than a couple hundred bucks really. But I, almost unilaterally, do all the spending.
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As much as I love love love Christmas, if I’m not careful it can really take a toll on two things I try hard to protect. My health and my bank account. I always used to leave the Christmas season with a few extra pounds (and bad skin) and a few less dollars… and I know I’m not the only one.
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There’s no question that having kids CAN cost a bundle – many estimates are coming in around $250,000 to raise a kid from birth to ages 18 (source). But you’re wrong if you think that you need to go broke raising a family. In fact, with some tweaks to your budget and the way you spend on your children, you might even be able to take a family vacation each year!
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I don’t know if I told you yet, but we are looking for a slightly bigger house – to accommodate our about to be slightly bigger family. We’re a little nervous about what a mortgage will mean for us, so I’ve been trying to kick start my frugal living habits NOW – by finding great ways to save money on groceries.
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I looooooove The Bang Theory. They finally made a TV show that can compete with Friends as far as I’m concerned. (I very much just dated myself didn’t I?) Anyhow, I was watching Big Bang re-runs the other night, the one where Sheldon (who we know has “extra” money, by the way, despite being a poorly paid physicist) goes shopping with Penny and tells her she should be purchasing her tampons in bulk to save money.
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