How to STOP living paycheck to paycheck: 10 Steps to Financial Freedom
Living paycheck to paycheck sucks. How many times have you said (or heard someone else say) – that you couldn’t buy the whatever-you-want until Friday, because Friday is payday?
my “Two-Cents” on finances
How to Tackle Debt When You’re Short on Cash
If you’re short on cash but have plenty of bills to pay, then you may be worried enough to just start ripping your hair out.
However, before you do that, you should try something a little more constructive. Try to prioritize your monthly debt obligation
What’s the Big Deal About Being “Debt-Free”?
From blogs chronicling their author’s debt-free journey, to a radio show that invites callers to celebrate becoming debt-free, it seems as if there is a subculture of debt-free fanatics that are challenging our “buy now, pay later” culture.
How to Organize Your Bills
Bills, bills, bills. They are overwhelming. Every day they continue to pour in and every month you will likely receive a power bill, gas bill, your mortgage or rent, water bill, internet and cable bill, and phone bills – and that’s the least of it. How do most people handle it? How do you handle it? I know. I know what you do.
Bad Money Habits You Need to Ditch NOW
This post has been sort of rattling around in my brain this week, just waiting to get out onto the screen…but posts have a hard time forming in my head until something inspires the concrete ideas and words that make up what I want to say. This week, what I want to say came to me at the grocery store while I was contemplating how much money my blog made in October, and looking at a box of $16 chicken fingers.
7 Habits to Get You Out of Debt
I’ve mentioned before that we are debt free. We decided early in our marriage that we would STAY debt free (not including a mortgage. Some day we will have a mortgage, if the timing is right.) The decisions we made that helped us be debt free from the beginning were hard decisions. We lived with my parents for two years, we saved the money it required to build our home. Then we actually BUILT our home.
How to Audit your spending (& why it’s important)
How often do we spend money on frivolous things without even considering that they are frivolous? Writing 10 Things I Quit Buying (to Save Money) really made me think hard about that. It didn’t take me long to come up with ten things I STILL spend money on that are “wants” and not “needs”.
Get Approved for Rewards Credit Cards: The Back Door Trick
So I’ve written about travel hacking, and about why I’m not afraid of credit cards. By now you know that I actually love my credit cards. And you know that I think you should probably learn to love credit cards for their rewards value as well.
Is Someone Else Telling You How to Spend Your Money?
My mom taught me something that has stuck with me my whole life. (Well, my mom taught me a million things that have stuck with me my whole life. So that’s a pretty vague opening statement.) I’ll try again.
My mom taught me to be distrustful of ads, and in doing so she gave me the greatest money saving wisdom I could ever imagine.
She used to say, when advertisements came on or were displayed in a magazine, “Look at how they’re trying to sell this to you. Notice how they use words that are implying something, but not guaranteeing anything”. And man was she right. Marketing is huge business.