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How to Tackle Debt When You’re Short on Cash

If you’re short on cash but have plenty of bills to pay, then you may be worried enough to just start ripping your hair out.
However, before you do that, you should try something a little more constructive. Try to prioritize your monthly debt obligation

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How to Organize Your Bills

Bills, bills, bills. They are overwhelming. Every day they continue to pour in and every month you will likely receive a power bill, gas bill, your mortgage or rent, water bill, internet and cable bill, and phone bills – and that’s the least of it. How do most people handle it? How do you handle it? I know. I know what you do.

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Bad Money Habits You Need to Ditch NOW

This post has been sort of rattling around in my brain this week, just waiting to get out onto the screen…but posts have a hard time forming in my head until something inspires the concrete ideas and words that make up what I want to say. This week, what I want to say came to me at the grocery store while I was contemplating how much money my blog made in October, and looking at a box of $16 chicken fingers.

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7 Habits to Get You Out of Debt

I’ve mentioned before that we are debt free. We decided early in our marriage that we would STAY debt free (not including a mortgage. Some day we will have a mortgage, if the timing is right.) The decisions we made that helped us be debt free from the beginning were hard decisions. We lived with my parents for two years, we saved the money it required to build our home. Then we actually BUILT our home.

close up of cup of coffee. text overly reads "How to audit your spending & why it's important"

How to Audit your spending (& why it’s important)

How often do we spend money on frivolous things without even considering that they are frivolous? Writing 10 Things I Quit Buying (to Save Money) really made me think hard about that. It didn’t take me long to come up with ten things I STILL spend money on that are “wants” and not “needs”.

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